Best Savings Bank Account in India 2022 – Recently, one of my friends shifted to Bangalore to begin his new job in a startup business. But, the start-up doesn’t have any tie-up with the banks in terms of opening the zero balance salary account for the employees. Then, he asked to open a savings bank account in a bank as per his choice in terms of crediting his monthly salary.
Then, we wanted to open up an account with the ICICI or HDFC bank but they said that the customers have to maintain their account with a minimum account balance which is 10,000 INR in their account. The salary of my friend is not as much and that’s why he is not sure that he will be able to maintain their account balance or not.
Also, he wants to avoid the PCU banks such as SBI or the Canara bank as he wants to experience good customer service and offers on debit cards and the latest technology-enabled banks. So, I suggest he simply open an account with the RBL as they will provide the best interest rates and also give tough competition to the premium banks in terms of the services which were offered by this bank.
Best Savings Bank Account in India 2022
I did in-depth research on the biggest Indian banks to simply find out the Best Savings Bank Account in India 2022 for several types of requirements such as high-interest rates, zero balance offers on the debit cards and the international debit cards, customer service, mobile apps, and also the global reach as well.
Here we are going to share a complete list of the 10 best banks for savings accounts in India 2022.
- Kotak Bank Savings Account: It is one of the best banks for fast online account opening.
- IndusInd Bank Savings Account: It is really best for a 3-in-1 account with the discount broker.
- ICICI Bank Savings Account: It is famous for its great technology.
- HDFC Bank Savings Account: It is really food for the best customer products.
- Axis Bank Savings Account: It is a really great bank for customer service.
- RBL Savings Account: This account is really great for the high rate of interest.
- SBI Savings Account: It is one of the best banks for students.
- Paytm Payments Bank: It is one of the great digital banks.
- Bank of Baroda Savings Account: It is one of the best government banks in India.
Now, let’s have a review of the top 10 Best Savings Bank Account in India 2022.
Best Savings Bank Account in India 2022
Here, we are going to share the complete in-depth details about the best savings bank account in India 2022 which you must need to know.
- Axis Bank Savings Account (For Good Services)
I don’t have any personal experience with this account but I found out that Axis bank is one of the single banks which provides reward points on account-related transactions. Also, you can be able to get the reward points by making the ECS, standing instructions, and also by opening the RD [Recurring Deposit] or Demat account.
By opening the Best Savings Bank Account in India 2022, you will be able to get extra benefits such as access to the free time’s primes membership, and also you will get the cashback on amazon and Zee5 and Ganna, and Uber as well. Also, the axis bank will provide the two different sets of savings bank account.
- Kotak 811 Savings Account Review
The Kotak 811 digital bank is one of the best savings bank accounts which will be provided by the Kotak Bank. Also, the 811 is one of the zero balance bank savings accounts which can easily get opened by mobile or laptop. You can also be able to complete the KYC by video call. Also, your account will also get activated by completing some of the steps. You will also be able to get the 4% interest rate on the savings account which is really higher than the other banks.
- IndusInd Bank Savings Account
Indusind bank will provide the zero balance 3 in 1 collaboration with Upstox. Also, this bank came up with the smart transfer facility where you don’t have to transfer the money from your savings bank account to the trading account to do the stock trading. Also, the funds will also remain in your savings account and you will be able to earn the interest on the amount. You can also be able to get 6% interest on the savings account and the savings account interest rate is really high as compared to the fixed deposit interest rate on the banks such as SBI.
- ICICI Bank Savings Account
If you open a savings bank account with the ICICI is like doing banking on the fingertips with the 200+ banking services which were offered by the bank online. The best tech experience with the iMobile banking app is completely user-friendly and also it gets secured by simply using the PKI end-to-end 265-bit encryption. Also, you will be able to check out the transactions and the balances, transfer funds, open MF, RD, FD, PPF, and also the NPS account.
- HDFC Bank Savings Account
When you open an account with HDFC then you will be able to get complete access to the best products in the market like the best credit cards, deposits rates, loans, Payzapp, Smarthub, or Samsung Pay. Also, the HDFC bank is having another setup with the premier banking services and also the products where you will have exclusive prices and the phone banking service and also the benefits related to lifestyle.
All the premier baking required simply lookup for a dedicated relationship manager. For the awaiting premier banking services, you are required to get a higher monthly average balance into their savings bank account and it will start from Rs. 1 Lakh for the classic premier banking to Rs. 10 Lacs for the Imperia premium banking.
- Citi Bank Savings Account
Citibank is one of the banks which can easily be able to fulfill all your global banking needs and also to your family members as well. You will also be able to find out the support from more than 4000 Citibank branches in more than 42 countries which can be able to fulfill all your banking requirements whenever you want. You can also be able to send the funds up to Rs. 3 lacs in a day or also get up to 30 Lacs. per day from your Citibank account.
- RBL Bank Saving Account
RBL bank will provide the savings account interest which is up to 6.75% and it is one of the highest in all the banks. Also, the FB interest rate of the SBI and the HDFC and ICICI ranges between 5% to 6%. You can also be able to earn the same fixed deposit interest rate on the savings account without locking any of your money. Also, the RBL will provide a digital savings bank account which you will be able to open online without making a visit to the bank branch.
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Finally, we have shared some of the Best Savings Bank Account in India 2022. If these banks and the bank accounts are really beneficial for you to get some of the exclusive services then do share this article with other people so that they also get benefit from this article. Also, if you have any problem, issue, or question-related to the services of these banks and the information which we have provided in this article then feel free to let us know by simply dropping a comment in the comment section given below.